Money Fundamentals


This website will help you learn to manage your money, instead of letting your money manage you. Learn more about this website.

Everyone needs financial skills to make smart decisions about money. When you first start to manage your own money, there are some important things you need to know to be sure you can get what you need to live independently.

In this topic you will:

  • Learn the difference between needs and wants,
  • Think about your money values,
  • Review your money habits, and
  • Make a plan to use smart money habits to reach your goals.
A man holds up a workbook and shows an activity page to his mentor.
Kevin is excited about planning for his financial future!

At the end of this topic, you will have the opportunity to see what you have learned and think about how you plan to use your new knowledge. Complete the quiz on the Let’s Review page to earn your Money Fundamentals Badge.

Cover of the book titled Cents and Sensibility - 7th Edition

Cents and Sensibility: A Guide to Money Management

This topic corresponds with Chapter 1: Let’s Get Started in the book Cents and Sensibility: A Guide to Money Management. Learn more about Cents and Sensibility.