A Home of My Own

Affordability Options

Depending upon where you live (see What Do I Need? on the next screen), 30% of your gross income may not be enough to actually cover housing expenses. Some cities and towns have higher housing costs than others. Don’t be discouraged. There are other affordability options you can investigate in order to make it work.

Shared housing

Consider sharing your home (and the expenses that come with it) with a spouse, relatives, and/or roommates or housemates.

Home and Community-Based Services waiver programs

If you receive waiver services, your waiver may provide supports you need to live in your own home. These may include home modifications, assistive technology, durable medical equipment, and attendant services.

Housing Choice Voucher (Section 8)

This program provides subsidies to persons with low income and is paid directly to private landlords. Learn more about Section 8 Housing in Pennsylvania.

Public housing

Public housing provides decent and safe rental housing for eligible low-income families, seniors, and persons with disabilities. Public housing comes in all sizes and types, from scattered single-family houses to high-rise apartments. Learn more about public housing.

Helpful Tip!

If you are considering living with a roommate, even if that person is a good friend or relative, be sure to agree on household responsibilities and lifestyles before you move in together. Even best friends can find it hard to live together!