Money Mapping (Budgeting)

Activity 8: Organize My Credit/Debit Card Charges

(This activity is also available as a blank, downloadable and printable PDF – Download Blank Activity 8 Worksheet)

In this activity you create a list of credit card and checking/debit account charges and decide whether each item on the statement is a need or a want. You’ll use this information later when you put together your money map.

Don’t put anything on this list that you included in your Recurring Monthly Expenses. This is the easiest of the lists to create. Your credit card and bank account statements list all of the charges.

  • Step 1: List each charge and select whether it is a need or want.
  • Step 2: Write the amount you spent next to the charge.
EXAMPLE: Credit Card charges for SEPTEMBER
Charge DescriptionNeedWantAmount
1. GroceriesX$10.00
2. Birthday gift for MomX$45.00
3. Concert TicketsX$50.00
4. DVDsX$26.50

For the best experience, please use a computer or tablet to complete the activities in this topic.

Charge Description Need Want Amount
Add another row
Total Monthly NEED Credit Card Charges {{ total_need_charges | toCurrency }}
Total Monthly WANT Credit Card Charges {{ total_want_charges | toCurrency }}
Total Monthly Credit Card Charges {{ total_need_and_wants| toCurrency }}