Money Fundamentals

Activity 3: Smart Money Habits

(This activity is also available as a blank, downloadable and printable PDF – Download Blank Activities 2 and 3 Worksheet)

Your response in Activity 2:

Question Your Answer
1. I have a spending plan or budget. {{ money_habits.q_one }}  
2. I track my spending every month. {{ money_habits.q_two }}  
3. I pay my bills on time or before the due date. {{ money_habits.q_three }}  
4. I have money in a bank or credit union. {{ money_habits.q_four }}  
5. I pay my credit card balance in full every month. {{ money_habits.q_five }}  
6. I know the total amount of any debts I have. {{ money_habits.q_six }}  
7. I have seen my credit report in the past 12 months. {{ money_habits.q_seven }}  
8. I save money every month. {{ money_habits.q_eight }}  
9. I could pay for an unexpected expense today if had to. {{ money_habits.q_nine }}  

Most people would say that the habits listed above are good ones to have. Make a list of any money habits from numbers 1 through 9 that you don’t have now, but would like to develop. Make a promise to yourself to start right now.

Keep these ideas about money values and habits in mind as you move to the next topics.

Helpful Tip!

Sometimes it’s difficult to save for things you need, but once you try saving, it may be easier than you think.